OptiRater Automates Quoting, Enrolling
Harness digital age efficiency
while working remotely
Instant, real-time quotes are now at your fingertips.
And not just the initial quote(s), but revisions on the fly from the shared screen of your computer to the HR or plan administrator’s internet-connected device at home or office.
OptiMed is meeting the demands of the pandemic push into a full-scale digital age with release of its online quote-churning engine -- OptiRater. This is the key instrument in an online broker portal that also facilitates member enrollments, claim submissions, and COBRA administration.
Imagine the possibilities.
Sorting Options - Instantly
A full suite of products to quote at your fingertips facilitates the conversation regarding the benefits goals of your group and can quickly align with the group’s budget. Think of the questions: is the group goal better achieved with a self-funded health plan, or perhaps a MEC plan combined with Limited Medical? Does the budget necessitate a high-deductible plan but need to protect employee finances with a Gap secondary medical policy? How about dental, vision, and Rx?
Because of its vast number of benefits within insurance products, having a tool such as OptiRater allows you to configure and reconfigure until the optimal blend of coverage-to-cost emerges.
Building Trust Through Transparency
There’s another OptiRater dividend that won’t readily come to mind but it’s almost as valuable as doling out plan options at the speed of a few mouse clicks.
Selling insurance is all about trust. In pre-COVID days, trusting that you’re offering the right benefits at the best price was developed over face-to-face meetings, or business-casual lunches. Until quarantining is a thing of the past, those days are gone.
But walking through the process screenshot by screenshot pulls back the veil into your world and, combined with the sheer volume of options you’re able to present, your clients will realize they’re getting the best deal fitting their criteria.
Technology has automated the drudgery out of logistical tasks, allowing brokers to flourish in their capacity as business consultants helping to guide group administrators through the complexity of health insurance and benefits packages.
OptiMed also extends digital-age efficiency to the group itself with an employer portal for managing their group’s enrollments and claims.
So your Zoom meeting can not only deliver instant quotes but also demonstrate the ease of plan administration and use of OptiMed’s value-added benefits that include telemedicine, wellness, private online counseling and COBRA.
To start generating instant, online price quotations of OptiMed's vast product portfolio, contact your OptiMed Sales Rep, or if new to OptiMed: