LIMITED MEDICAL AND MEC
LIMITED MEDICAL AND MEC

Be prepared for the most common medical needs, as they arise.

Provide coverage for the extra medical expenses your employees need (even the part-time ones).

About This Solution

OptiMed Minimum Essential Coverage is an employer sponsored, self-funded plan.

The MEC satisfies the Affordable Care Act (ACA) mandate of employer provided preventive medical services for companies with 50 or more full-time equivalent employees.

Limited Medical

It provides employees and their covered dependents basic insurance coverage that pays specific amounts for specified services. They offer attractive benefit packages easing medical expenses in the most common areas.

Solution Details

Benefit packages to cover areas such as

Doctor visits

ER for sickness or injury

Wellness

Hearing

Outpatient diagnostic X-ray and lab

Ambulance

Hospital confinement

Treatment in Intensive Care Unit

Skilled nursing

Indemnity outpatient prescription drug

Download our Limited Med one-sheeter

Level Funded Major Medical Plan Features

This coverage is upgraded into MEC Edge by adding:

  • Primary Care Doctor Visits (3/year, $20 copay)
  • Specialists Office Visits (3/year, $50 copay)
  • Urgent Care (3/year, $50 copay)
  • Diagnostic X-ray and Lab (5/year, $50 copay)
  • CT Scan/MRI (outpatient only, max 1 CT scan or MRI per plan year

Enhanced MEC combines preventive medical services with attractive enhancements. You also have the option of adding indemnified medical services.

Download our MEC one-sheeter