LIMITED MEDICAL AND MEC
Be prepared for the most common medical needs, as they arise.
Provide coverage for the extra medical expenses your employees need (even the part-time ones).
About This Solution
OptiMed Minimum Essential Coverage is an employer sponsored, self-funded plan.
The MEC satisfies the Affordable Care Act (ACA) mandate of employer provided preventive medical services for companies with 50 or more full-time equivalent employees.
It provides employees and their covered dependents basic insurance coverage that pays specific amounts for specified services. They offer attractive benefit packages easing medical expenses in the most common areas.
Benefit packages to cover areas such as
ER for sickness or injury
Outpatient diagnostic X-ray and lab
Treatment in Intensive Care Unit
Indemnity outpatient prescription drug
Level Funded Major Medical Plan Features
This coverage is upgraded into MEC Edge by adding:
- Primary Care Doctor Visits (3/year, $20 copay)
- Specialists Office Visits (3/year, $50 copay)
- Urgent Care (3/year, $50 copay)
- Diagnostic X-ray and Lab (5/year, $50 copay)
- CT Scan/MRI (outpatient only, max 1 CT scan or MRI per plan year
Enhanced MEC combines preventive medical services with attractive enhancements. You also have the option of adding indemnified medical services.